Consolidación de deuda

Esta calculadora le ayudará a ver cómo el consolidar todas sus deudas en un préstamo con una tasa de interés mas baja le puede ayudar a reducir sus pagos mensuales.

<form name="calc" method="post" action="https://fembi.com/calculators/debt-consolidation#"><!-- [et_pb_line_break_holder] --> <table width="100%" border="0" cellspacing="2" cellpadding="4"><!-- [et_pb_line_break_holder] --> <tbody><!-- [et_pb_line_break_holder] --> <tr><!-- [et_pb_line_break_holder] --> <td align="left"><strong>Credit Type</strong></td><!-- [et_pb_line_break_holder] --> <td align="left"><strong>Balance</strong></td><!-- [et_pb_line_break_holder] --> <td align="left"><strong>Payment</strong></td><!-- [et_pb_line_break_holder] --> <td align="left"><strong>Interest Rate</strong></td><!-- [et_pb_line_break_holder] --> <td align="left"><strong>Annual Fees</strong></td><!-- [et_pb_line_break_holder] --> </tr><!-- [et_pb_line_break_holder] --> <tr class="even"><!-- [et_pb_line_break_holder] --> <td align="left"><!-- [et_pb_line_break_holder] --> <select id="debt1" name="debt1" onchange="clear_results(this.form)"><!-- [et_pb_line_break_holder] --> <option value="1">Mortgage</option><!-- [et_pb_line_break_holder] --> <option value="0">Credit Card</option><!-- [et_pb_line_break_holder] --> <option value="0">Auto Loan</option><!-- [et_pb_line_break_holder] --> <option value="0">Student Loan</option><!-- [et_pb_line_break_holder] --> <option value="0">Other</option><!-- [et_pb_line_break_holder] --> </select></td><!-- [et_pb_line_break_holder] --> <td align="left"><!-- [et_pb_line_break_holder] --> <input type="text" id="prin1" name="prin1" size="12" class="number" onkeyup="clear_results(this.form)"><!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> <td align="left"><!-- [et_pb_line_break_holder] --> <input type="text" id="pmt1" name="pmt1" size="12" class="number" onkeyup="clear_results(this.form)"><!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> <td align="left"><!-- [et_pb_line_break_holder] --> <input type="text" id="intRate1" name="intRate1" size="9" onkeyup="clear_results(this.form)"><!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> <td align="left"><!-- [et_pb_line_break_holder] --> <input type="text" id="annFees1" name="annFees1" size="12" class="number" onkeyup="clear_results(this.form)"><!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> </tr><!-- [et_pb_line_break_holder] --> <tr><!-- [et_pb_line_break_holder] --> <td align="left"><!-- [et_pb_line_break_holder] --> <select id="debt2" name="debt2" onchange="clear_results(this.form)"><!-- [et_pb_line_break_holder] --> <option value="1">Mortgage</option><!-- [et_pb_line_break_holder] --> <option value="0">Credit Card</option><!-- [et_pb_line_break_holder] --> <option value="0">Auto Loan</option><!-- [et_pb_line_break_holder] --> <option value="0">Student Loan</option><!-- [et_pb_line_break_holder] --> <option value="0">Other</option><!-- [et_pb_line_break_holder] --> </select></td><!-- [et_pb_line_break_holder] --> <td align="left"><!-- [et_pb_line_break_holder] --> <input type="text" id="prin2" name="prin2" size="12" class="number" onkeyup="clear_results(this.form)"><!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> <td align="left"><!-- [et_pb_line_break_holder] --> <input type="text" id="pmt2" name="pmt2" size="12" class="number" onkeyup="clear_results(this.form)"><!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> <td align="left"><!-- [et_pb_line_break_holder] --> <input type="text" id="intRate2" name="intRate2" size="9" onkeyup="clear_results(this.form)"><!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> <td align="left"><!-- [et_pb_line_break_holder] --> <input type="text" id="annFees2" name="annFees2" size="12" class="number" onkeyup="clear_results(this.form)"><!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> </tr><!-- [et_pb_line_break_holder] --> <tr class="even"><!-- [et_pb_line_break_holder] --> <td align="left"><!-- [et_pb_line_break_holder] --> <select id="debt3" name="debt3" onchange="clear_results(this.form)"><!-- [et_pb_line_break_holder] --> <option value="1">Mortgage</option><!-- [et_pb_line_break_holder] --> <option value="0">Credit Card</option><!-- [et_pb_line_break_holder] --> <option value="0">Auto Loan</option><!-- [et_pb_line_break_holder] --> <option value="0">Student Loan</option><!-- [et_pb_line_break_holder] --> <option value="0">Other</option><!-- [et_pb_line_break_holder] --> </select></td><!-- [et_pb_line_break_holder] --> <td align="left"><!-- [et_pb_line_break_holder] --> <input type="text" id="prin3" name="prin3" size="12" class="number" onkeyup="clear_results(this.form)"><!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> <td align="left"><!-- [et_pb_line_break_holder] --> <input type="text" id="pmt3" name="pmt3" size="12" class="number" onkeyup="clear_results(this.form)"><!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> <td align="left"><!-- [et_pb_line_break_holder] --> <input type="text" id="intRate3" name="intRate3" size="9" onkeyup="clear_results(this.form)"><!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> <td align="left"><!-- [et_pb_line_break_holder] --> <input type="text" id="annFees3" name="annFees3" size="12" class="number" onkeyup="clear_results(this.form)"><!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> </tr><!-- [et_pb_line_break_holder] --> <tr><!-- [et_pb_line_break_holder] --> <td align="left"><!-- [et_pb_line_break_holder] --> <select id="debt4" name="debt4" onchange="clear_results(this.form)"><!-- [et_pb_line_break_holder] --> <option value="1">Mortgage</option><!-- [et_pb_line_break_holder] --> <option value="0">Credit Card</option><!-- [et_pb_line_break_holder] --> <option value="0">Auto Loan</option><!-- [et_pb_line_break_holder] --> <option value="0">Student Loan</option><!-- [et_pb_line_break_holder] --> <option value="0">Other</option><!-- [et_pb_line_break_holder] --> </select></td><!-- [et_pb_line_break_holder] --> <td align="left"><!-- [et_pb_line_break_holder] --> <input type="text" id="prin4" name="prin4" size="12" class="number" onkeyup="clear_results(this.form)"><!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> <td align="left"><!-- [et_pb_line_break_holder] --> <input type="text" id="pmt4" name="pmt4" size="12" class="number" onkeyup="clear_results(this.form)"><!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> <td align="left"><!-- [et_pb_line_break_holder] --> <input type="text" id="intRate4" name="intRate4" size="9" onkeyup="clear_results(this.form)"><!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> <td align="left"><!-- [et_pb_line_break_holder] --> <input type="text" id="annFees4" name="annFees4" size="12" class="number" onkeyup="clear_results(this.form)"><!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> </tr><!-- [et_pb_line_break_holder] --> <tr class="even"><!-- [et_pb_line_break_holder] --> <td align="left"><!-- [et_pb_line_break_holder] --> <select id="debt5" name="debt5" onchange="clear_results(this.form)"><!-- [et_pb_line_break_holder] --> <option value="1">Mortgage</option><!-- [et_pb_line_break_holder] --> <option value="0">Credit Card</option><!-- [et_pb_line_break_holder] --> <option value="0">Auto Loan</option><!-- [et_pb_line_break_holder] --> <option value="0">Student Loan</option><!-- [et_pb_line_break_holder] --> <option value="0">Other</option><!-- [et_pb_line_break_holder] --> </select></td><!-- [et_pb_line_break_holder] --> <td align="left"><!-- [et_pb_line_break_holder] --> <input type="text" id="prin5" name="prin5" size="12" class="number" onkeyup="clear_results(this.form)"><!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> <td align="left"><!-- [et_pb_line_break_holder] --> <input type="text" id="pmt5" name="pmt5" size="12" class="number" onkeyup="clear_results(this.form)"><!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> <td align="left"><!-- [et_pb_line_break_holder] --> <input type="text" id="intRate5" name="intRate5" size="9" onkeyup="clear_results(this.form)"><!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> <td align="left"><!-- [et_pb_line_break_holder] --> <input type="text" id="annFees5" name="annFees5" size="12" class="number" onkeyup="clear_results(this.form)"><!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> </tr><!-- [et_pb_line_break_holder] --> <tr><!-- [et_pb_line_break_holder] --> <td align="left"><!-- [et_pb_line_break_holder] --> <select id="debt6" name="debt6" onchange="clear_results(this.form)"><!-- [et_pb_line_break_holder] --> <option value="1">Mortgage</option><!-- [et_pb_line_break_holder] --> <option value="0">Credit Card</option><!-- [et_pb_line_break_holder] --> <option value="0">Auto Loan</option><!-- [et_pb_line_break_holder] --> <option value="0">Student Loan</option><!-- [et_pb_line_break_holder] --> <option value="0">Other</option><!-- [et_pb_line_break_holder] --> </select></td><!-- [et_pb_line_break_holder] --> <td align="left"><!-- [et_pb_line_break_holder] --> <input type="text" id="prin6" name="prin6" size="12" class="number" onkeyup="clear_results(this.form)"><!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> <td align="left"><!-- [et_pb_line_break_holder] --> <input type="text" id="pmt6" name="pmt6" size="12" class="number" onkeyup="clear_results(this.form)"><!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> <td align="left"><!-- [et_pb_line_break_holder] --> <input type="text" id="intRate6" name="intRate6" size="9" onkeyup="clear_results(this.form)"><!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> <td align="left"><!-- [et_pb_line_break_holder] --> <input type="text" id="annFees6" name="annFees6" size="12" class="number" onkeyup="clear_results(this.form)"><!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> </tr><!-- [et_pb_line_break_holder] --> <tr class="even"><!-- [et_pb_line_break_holder] --> <td align="left"><!-- [et_pb_line_break_holder] --> <select id="debt7" name="debt7" onchange="clear_results(this.form)"><!-- [et_pb_line_break_holder] --> <option value="1">Mortgage</option><!-- [et_pb_line_break_holder] --> <option value="0">Credit Card</option><!-- [et_pb_line_break_holder] --> <option value="0">Auto Loan</option><!-- [et_pb_line_break_holder] --> <option value="0">Student Loan</option><!-- [et_pb_line_break_holder] --> <option value="0">Other</option><!-- [et_pb_line_break_holder] --> </select></td><!-- [et_pb_line_break_holder] --> <td align="left"><!-- [et_pb_line_break_holder] --> <input type="text" id="prin7" name="prin7" size="12" class="number" onkeyup="clear_results(this.form)"><!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> <td align="left"><!-- [et_pb_line_break_holder] --> <input type="text" id="pmt7" name="pmt7" size="12" class="number" onkeyup="clear_results(this.form)"><!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> <td align="left"><!-- [et_pb_line_break_holder] --> <input type="text" id="intRate7" name="intRate7" size="9" onkeyup="clear_results(this.form)"><!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> <td align="left"><!-- [et_pb_line_break_holder] --> <input type="text" id="annFees7" name="annFees7" size="12" class="number" onkeyup="clear_results(this.form)"><!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> </tr><!-- [et_pb_line_break_holder] --> <tr><!-- [et_pb_line_break_holder] --> <td align="left"><!-- [et_pb_line_break_holder] --> <select id="debt8" name="debt8" onchange="clear_results(this.form)"><!-- [et_pb_line_break_holder] --> <option value="1">Mortgage</option><!-- [et_pb_line_break_holder] --> <option value="0">Credit Card</option><!-- [et_pb_line_break_holder] --> <option value="0">Auto Loan</option><!-- [et_pb_line_break_holder] --> <option value="0">Student Loan</option><!-- [et_pb_line_break_holder] --> <option value="0">Other</option><!-- [et_pb_line_break_holder] --> </select></td><!-- [et_pb_line_break_holder] --> <td align="left"><!-- [et_pb_line_break_holder] --> <input type="text" id="prin8" name="prin8" size="12" class="number" onkeyup="clear_results(this.form)"><!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> <td align="left"><!-- [et_pb_line_break_holder] --> <input type="text" id="pmt8" name="pmt8" size="12" class="number" onkeyup="clear_results(this.form)"><!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> <td align="left"><!-- [et_pb_line_break_holder] --> <input type="text" id="intRate8" name="intRate8" size="9" onkeyup="clear_results(this.form)"><!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> <td align="left"><!-- [et_pb_line_break_holder] --> <input type="text" id="annFees8" name="annFees8" size="12" class="number" onkeyup="clear_results(this.form)"><!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> </tr><!-- [et_pb_line_break_holder] --> <tr class="even"><!-- [et_pb_line_break_holder] --> <td align="left"><!-- [et_pb_line_break_holder] --> <select id="debt9" name="debt9" onchange="clear_results(this.form)"><!-- [et_pb_line_break_holder] --> <option value="1">Mortgage</option><!-- [et_pb_line_break_holder] --> <option value="0">Credit Card</option><!-- [et_pb_line_break_holder] --> <option value="0">Auto Loan</option><!-- [et_pb_line_break_holder] --> <option value="0">Student Loan</option><!-- [et_pb_line_break_holder] --> <option value="0">Other</option><!-- [et_pb_line_break_holder] --> </select></td><!-- [et_pb_line_break_holder] --> <td align="left"><!-- [et_pb_line_break_holder] --> <input type="text" id="prin9" name="prin9" size="12" class="number" onkeyup="clear_results(this.form)"><!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> <td align="left"><!-- [et_pb_line_break_holder] --> <input type="text" id="pmt9" name="pmt9" size="12" class="number" onkeyup="clear_results(this.form)"><!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> <td align="left"><!-- [et_pb_line_break_holder] --> <input type="text" id="intRate9" name="intRate9" size="9" onkeyup="clear_results(this.form)"><!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> <td align="left"><!-- [et_pb_line_break_holder] --> <input type="text" id="annFees9" name="annFees9" size="12" class="number" onkeyup="clear_results(this.form)"><!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> </tr><!-- [et_pb_line_break_holder] --> <tr><!-- [et_pb_line_break_holder] --> <td align="left"><!-- [et_pb_line_break_holder] --> <select id="debt10" name="debt10" onchange="clear_results(this.form)"><!-- [et_pb_line_break_holder] --> <option value="1">Mortgage</option><!-- [et_pb_line_break_holder] --> <option value="0">Credit Card</option><!-- [et_pb_line_break_holder] --> <option value="0">Auto Loan</option><!-- [et_pb_line_break_holder] --> <option value="0">Student Loan</option><!-- [et_pb_line_break_holder] --> <option value="0">Other</option><!-- [et_pb_line_break_holder] --> </select></td><!-- [et_pb_line_break_holder] --> <td align="left"><!-- [et_pb_line_break_holder] --> <input type="text" id="prin10" name="prin10" size="12" class="number" onkeyup="clear_results(this.form)"><!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> <td align="left"><!-- [et_pb_line_break_holder] --> <input type="text" id="pmt10" name="pmt10" size="12" class="number" onkeyup="clear_results(this.form)"><!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> <td align="left"><!-- [et_pb_line_break_holder] --> <input type="text" id="intRate10" name="intRate10" size="9" onkeyup="clear_results(this.form)"><!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> <td align="left"><!-- [et_pb_line_break_holder] --> <input type="text" id="annFees10" name="annFees10" size="12" class="number" onkeyup="clear_results(this.form)"><!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> </tr><!-- [et_pb_line_break_holder] --> <tr class="even"><!-- [et_pb_line_break_holder] --> <td align="left"><strong>Additional Cash?</strong><!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> <td align="left"><!-- [et_pb_line_break_holder] --> <input type="text" name="cashOut" size="12" class="number" onkeyup="clear_results(this.form)"><!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> <td align="left" colspan="3"><!-- [et_pb_line_break_holder] --> <select name="purpose" size="1"><!-- [et_pb_line_break_holder] --> <option>Purpose...</option><!-- [et_pb_line_break_holder] --> <option>Pay personal IOU's</option><!-- [et_pb_line_break_holder] --> <option>Improve home</option><!-- [et_pb_line_break_holder] --> <option>Vacation</option><!-- [et_pb_line_break_holder] --> <option>Support family</option><!-- [et_pb_line_break_holder] --> <option>Self-employment business</option><!-- [et_pb_line_break_holder] --> <option>Combination of uses</option><!-- [et_pb_line_break_holder] --> </select><!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> </tr><!-- [et_pb_line_break_holder] --> <tr><!-- [et_pb_line_break_holder] --> <td colspan="5" align="left"><!-- [et_pb_line_break_holder] --> <strong>New Loan Information</strong><!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> </tr><!-- [et_pb_line_break_holder] --> <tr class="even"><!-- [et_pb_line_break_holder] --> <td colspan="5"><!-- [et_pb_line_break_holder] --> Enter data about your planned New Loan with us<!-- [et_pb_line_break_holder] --> (change any of the proposed numbers below).<!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> </tr><!-- [et_pb_line_break_holder] --> <tr><!-- [et_pb_line_break_holder] --> <td colspan="4">Proposed interest rate (%):<!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> <td align="left"><!-- [et_pb_line_break_holder] --> <input type="text" name="newRate" value="9" size="12" onkeyup="clear_results(this.form)"><!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> </tr><!-- [et_pb_line_break_holder] --> <tr class="even"><!-- [et_pb_line_break_holder] --> <td colspan="4">Loan term:<!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> <td align="left"><!-- [et_pb_line_break_holder] --> <select name="newTerm" size="1" onchange="clear_results(this.form)"><!-- [et_pb_line_break_holder] --> <option value="60">5 Years</option><!-- [et_pb_line_break_holder] --> <option value="120">10 Years</option><!-- [et_pb_line_break_holder] --> <option value="180">15 Years</option><!-- [et_pb_line_break_holder] --> <option value="240">20 Years</option><!-- [et_pb_line_break_holder] --> <option value="300">25 Years</option><!-- [et_pb_line_break_holder] --> <option value="360">30 Years</option><!-- [et_pb_line_break_holder] --> </select><!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> </tr><!-- [et_pb_line_break_holder] --> <tr><!-- [et_pb_line_break_holder] --> <td colspan="4">Estimated closing costs ($):<!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> <td align="left"><!-- [et_pb_line_break_holder] --> <input type="text" name="closeCost" value="2300" size="12" class="number" onkeyup="clear_results(this.form)"><!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> </tr><!-- [et_pb_line_break_holder] --> <tr class="even"><!-- [et_pb_line_break_holder] --> <td colspan="4">Federal & state tax rate (%):<!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> <td align="left"><!-- [et_pb_line_break_holder] --> <input type="text" name="incomeTax" value="36" size="12" onkeyup="clear_results(this.form)"><!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> </tr><!-- [et_pb_line_break_holder] --> <tr><!-- [et_pb_line_break_holder] --> <td align="left" colspan="5"><!-- [et_pb_line_break_holder] --> <input class="calculator-button" type="button" value="Calculate New" onclick="computeForm(this.form)" style="display: inline-block;"><!-- [et_pb_line_break_holder] --> <input class="calculator-button" type="reset" value="Reset" style="display: inline-block;"><!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> </tr><!-- [et_pb_line_break_holder] --> <tr class="even"><!-- [et_pb_line_break_holder] --> <td colspan="3"><strong>Results</strong></td><!-- [et_pb_line_break_holder] --> <td align="left"><strong>Current</strong></td><!-- [et_pb_line_break_holder] --> <td align="left"><strong>New Loan</strong></td><!-- [et_pb_line_break_holder] --> </tr><!-- [et_pb_line_break_holder] --> <tr><!-- [et_pb_line_break_holder] --> <td colspan="3">Total debts:<!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> <td align="left"><!-- [et_pb_line_break_holder] --> <input type="text" name="totCur" size="12"><!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> <td align="left"><!-- [et_pb_line_break_holder] --> <input type="text" name="totProp" size="12"><!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> </tr><!-- [et_pb_line_break_holder] --> <tr class="even"><!-- [et_pb_line_break_holder] --> <td colspan="3">Effective rate before taxes:<!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> <td align="left"><!-- [et_pb_line_break_holder] --> <input type="text" name="effRateCur" size="12"><!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> <td align="left"><!-- [et_pb_line_break_holder] --> <input type="text" name="effRateProp" size="12"><!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> </tr><!-- [et_pb_line_break_holder] --> <tr><!-- [et_pb_line_break_holder] --> <td colspan="3">Effective rate after taxes:<!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> <td align="left"><!-- [et_pb_line_break_holder] --> <input type="text" name="effRateCurTax" size="12"><!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> <td align="left"><!-- [et_pb_line_break_holder] --> <input type="text" name="effRatePropTax" size="12"><!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> </tr><!-- [et_pb_line_break_holder] --> <tr class="even"><!-- [et_pb_line_break_holder] --> <td colspan="3">Total monthly payment:<!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> <td align="left"><!-- [et_pb_line_break_holder] --> <input type="text" name="totPmtCur" size="12"><!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> <td align="left"><!-- [et_pb_line_break_holder] --> <input type="text" name="totPmtProp" size="12"><!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> </tr><!-- [et_pb_line_break_holder] --> <tr><!-- [et_pb_line_break_holder] --> <td colspan="4">Monthly savings:<!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> <td align="left"><!-- [et_pb_line_break_holder] --> <input type="text" name="moSave" size="12"><!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> </tr><!-- [et_pb_line_break_holder] --> <tr class="even"><!-- [et_pb_line_break_holder] --> <td colspan="4">Annual savings:<!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> <td align="left"><!-- [et_pb_line_break_holder] --> <input type="text" name="annSave" size="12"><!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> </tr><!-- [et_pb_line_break_holder] --> <tr><!-- [et_pb_line_break_holder] --> <td colspan="4">Five year savings:<!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> <td align="left"><!-- [et_pb_line_break_holder] --> <input type="text" name="fiveYrSave" size="12"><!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> </tr><!-- [et_pb_line_break_holder] --> <tr class="even"><!-- [et_pb_line_break_holder] --> <td colspan="5"><strong>Ultimate Savings Report</strong></td><!-- [et_pb_line_break_holder] --> </tr><!-- [et_pb_line_break_holder] --> <tr><!-- [et_pb_line_break_holder] --> <td colspan="5"><!-- [et_pb_line_break_holder] --> What if you were to pay the same OLD payments instead of your NEW LOWER PAYMENTS... (which is your choice every month)... your monthly SAVINGS will reduce the loan principal each month, SHORTENING the loan itself... without ANY more costs than you used to pay.<!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> </tr><!-- [et_pb_line_break_holder] --> <tr class="even"><!-- [et_pb_line_break_holder] --> <td colspan="4">Total years SAVED if same OLD payments are made on NEW loan:<!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> <td align="left"><!-- [et_pb_line_break_holder] --> <input type="text" name="ultYearsSaved" size="12"><!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> </tr><!-- [et_pb_line_break_holder] --> <tr><!-- [et_pb_line_break_holder] --> <td colspan="4">Total years until "FREE & CLEAR" if savings are paid to principal:<!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> <td align="left"><!-- [et_pb_line_break_holder] --> <input type="text" name="ultTotYears" size="12"><!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> </tr><!-- [et_pb_line_break_holder] --> <tr class="even"><!-- [et_pb_line_break_holder] --> <td colspan="4">TOTAL INTEREST SAVED over life of loan if savings are applied to principal:<!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> <td align="left"><!-- [et_pb_line_break_holder] --> <input type="text" name="ultIntSaved" size="12"><!-- [et_pb_line_break_holder] --> </td><!-- [et_pb_line_break_holder] --> </tr><!-- [et_pb_line_break_holder] --> </tbody><!-- [et_pb_line_break_holder] --> </table><!-- [et_pb_line_break_holder] --></form>