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Reverse Mortgage

reverse mortgage

What is a Reverse Mortgage?

It allows seniors to stay in their home, eliminate their current mortgage payment, and access their equity - tax-free! No repayment is required until the homeowner(s) no longer occupies the property as their primary residence.

Step-by-Step Process

  • Speak with us!

    Contact our Loan Experts now to find out if a reverse mortgage is right for you and if you qualify.
  • Counseling is required

    Because reverse mortgages are a big step for any homeowner, HUD (Department of Housing and Urban Development) requires that all applicants receive third-party counseling to explain all the available options and details. We'll provide a list of counselors for you to contact.
  • We'll help you fill out the application

    At this time, we'll work together to help you choose the best type of reverse mortgage for your needs and you will receive a lump sum.
  • Processing

    This is where we get to work for you! This behind-the-scenes work includes an appraisal, title search, lien payoff and a lot more!
  • Underwriting

    After we get all the documents we need, we’ll finalize all the details of the loan and get final approval.
  • Closing

    Everything is completely approved by all parties and final signing takes place. We’ll set everything up; you just bring your pen
  • Disbursement

    As with all home loans, the right of rescission period takes three business days. Any debts you'd like included are paid and you can feel secure knowing you'll never have to make a mortgage payment again.
  • Repayment

    For the life of the loan, you do not make monthly mortgage payments to your lender. Reverse mortgages become due when the borrower(s) no longer occupies the home. If death of the borrower occurs, the heirs/estate may repay the loan from the sale or refinance of the home. are paid and you can feel secure knowing you'll never have to make a mortgage payment again.

Reverse Mortgage Calculator

We have provided this calculator so you can see the benefits of getting a Reverse Mortgage.

Click Here to open the calculator.

Reverse Mortgage Calculator

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Reverse Mortgage

Loan designed to allow seniors to eliminate their mortgage payment and access the equity in their home - TAX FREE
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