My mom got help from Fembi for refinancing. So when it was time to purchase my first home, I still did my research and realized that there were these negative reviews on Yelp so of course I was hesitant. However, I tried them out because mom’s usually good at choosing companies that deliver good service. I was so relieved when the process went so smooth. I was guided throughout the process and was finally able to purchase my first home. I guess people only review when they have a negative experience so I wanted to make others aware that they do good service. «How else could we have closed so many loans?» said my rep when I told them about these reviews. Thank you so much!