Meet The Team
Daniel Rodriguez – President
Through his visionary spirit and hands-on management style, Daniel Rodriguez has led FEMBi to become one of the largest independent mortgage banking lenders in Florida and Puerto Rico. Daniel, based primarily in Puerto Rico, has assembled an exceptional team of mortgage banking professionals with specialized experience in each strategic area of the business. This administrative and managerial team has driven the company’s continued growth, and their collaborative efforts have allowed the company to successfully navigate the cyclical and ever-changing residential mortgage business model for over 20 years. His hands-on approach and open door policy continues to drive innovation and growth in the company. Daniel earned a BS in Civil Engineering from the University of Florida, and a MS in Civil Engineering and a MBA with a specialization in finance from the University of Miami.
Ed Wilburn – Executive Vice President
Through his experience and passion for the mortgage industry, Ed Wilburn has led several innovative loan origination initiatives that have resulted in a significant increase in the company’s consumer contact presence to over 100 physical locations. Ed has also been instrumental in forging several new loan origination partnerships with Credit Unions and Community Banks throughout Florida. In addition to leading FEMBi’s Branch Manager and Loan Officer teams to ensure the company’s continued growth and success, Ed is responsible for the management of all operations in the Florida office. Ed received a Bachelor of Science in Economics and Finance from Florida State University.
Yazmin Reyes – EVP, Puerto Rico Operations
Yazmin Reyes is a very highly regarded mortgage executive in Puerto Rico with over 20 years of experience in multiple roles at several of the island’s largest commercial and mortgage banking institutions. Yazmin initially joined FEMBi in 2010 as Chief Underwriter, but her role has since expanded to include management of various operational functions in the Puerto Rico market. Her extensive experience in every aspect of the business, combined with her enthusiastic and positive approach inspires her team to consistently exceed goals and expectations. Yazmin earned a BA in Finance from the University of Puerto Rico.
Hector Martinez – Chief Financial Officer
Hector joined the FEMBi accounting staff in 2006. With his tireless work ethic and can-do attitude, Hector rose through the ranks and currently serves as the company’s CFO and CIO. As head of the company’s accounting and IT departments, Hector is charged with all financial budgeting and regulatory reporting. Hector also leads a team of computer systems professionals that monitor advancements in mortgage technology to optimize the employee and customer experience. Hector earned a Bachelor of Science in Information Systems and a MBA from Metropolitan University in Puerto Rico.
Sonja Rodriguez – SVP, Servicing / Investor Relations
Sonja brings to FEMBi nearly two decades of experience in the mortgage business. Currently, Sonja manages all business relations and reporting requirements with investors, warehouse lenders, and regulatory agencies. Sonja also manages the company’s internal mortgage loan servicing staff and directly supervises the sub-servicer’s processes and procedures, and ensures accurate and timely reporting. Sonja earned a BS in Industrial Engineering from the University of Florida and a MBA from the University of Miami.
Ileana Espinosa – SVP, US Production
Ileana entered the mortgage banking business in 1986. During the course of her career she has held multiple operational positions and gained extensive experience in all areas of the business, from origination to servicing. In 2012 she brought this knowledge and expertise to FEMBi. Currently, Ileana oversees all mortgage operations in the US mainland and is dedicated to providing an exceptional customer experience by ensuring effective communication throughout the organization.
Michael Acevedo – SVP, Community Lending
Michael began his mortgage banking career 1995 and, in 2001, he joined the FEMBi family. Michael served as Vice President of the company in Puerto Rico where he managed the company’s retail loan production for over 10 years. In 2015, Michael relocated to South Florida and currently serves as SVP of Consumer Direct Production. His extensive knowledge of sales strategies and mortgage products has proven vital for FEMBi, as the company developed it’s social media and online marketing plans to focus on providing personalized service to Spanish speaking First Time Homebuyers.
Aileen Guzman – VP, PR Production
Aileen’s 30 years of experience as a mortgage professional help her to guide the company’s Puerto Rico sales force to success. Aileen manages all retail origination channels in addition to the homebuilder origination division for the company’s Puerto Rico operations. Aileen is also responsible for managing loan production in the company’s bilingual call center which handles mortgage transactions for borrowers in Puerto Rico and Florida. Aileen earned her BA in Marketing and Business Administration from the University of Puerto Rico.
Meet The Team
Daniel Rodriguez – President
Through his visionary spirit and hands-on management style, Daniel Rodriguez has led FEMBi to become one of the largest independent mortgage banking lenders in Florida and Puerto Rico. Daniel, based primarily in Puerto Rico, has assembled an exceptional team of mortgage banking professionals with specialized experience in each strategic area of the business. This administrative and managerial team has driven the company’s continued growth, and their collaborative efforts have allowed the company to successfully navigate the cyclical and ever-changing residential mortgage business model for over 20 years. His hands-on approach and open door policy continues to drive innovation and growth in the company. Daniel earned a BS in Civil Engineering from the University of Florida, and a MS in Civil Engineering and a MBA with a specialization in finance from the University of Miami.
Ed Wilburn – Executive Vice President
Through his experience and passion for the mortgage industry, Ed Wilburn has led several innovative loan origination initiatives that have resulted in a significant increase in the company’s consumer contact presence to over 100 physical locations. Ed has also been instrumental in forging several new loan origination partnerships with Credit Unions and Community Banks throughout Florida. In addition to leading FEMBi’s Branch Manager and Loan Officer teams to ensure the company’s continued growth and success, Ed is responsible for the management of all operations in the Florida office. Ed received a Bachelor of Science in Economics and Finance from Florida State University.
Yazmin Reyes – EVP, Puerto Rico Operations
Yazmin Reyes is a very highly regarded mortgage executive in Puerto Rico with over 20 years of experience in multiple roles at several of the island’s largest commercial and mortgage banking institutions. Yazmin initially joined FEMBi in 2010 as Chief Underwriter, but her role has since expanded to include management of various operational functions in the Puerto Rico market. Her extensive experience in every aspect of the business, combined with her enthusiastic and positive approach inspires her team to consistently exceed goals and expectations. Yazmin earned a BA in Finance from the University of Puerto Rico.
Hector Martinez – Chief Financial Officer
Hector joined the FEMBi accounting staff in 2006. With his tireless work ethic and can-do attitude, Hector rose through the ranks and currently serves as the company’s CFO and CIO. As head of the company’s accounting and IT departments, Hector is charged with all financial budgeting and regulatory reporting. Hector also leads a team of computer systems professionals that monitor advancements in mortgage technology to optimize the employee and customer experience. Hector earned a Bachelor of Science in Information Systems and a MBA from Metropolitan University in Puerto Rico.
Sonja Rodriguez – SVP, Servicing / Investor Relations
Sonja brings to FEMBi nearly two decades of experience in the mortgage business. Currently, Sonja manages all business relations and reporting requirements with investors, warehouse lenders, and regulatory agencies. Sonja also manages the company’s internal mortgage loan servicing staff and directly supervises the sub-servicer’s processes and procedures, and ensures accurate and timely reporting. Sonja earned a BS in Industrial Engineering from the University of Florida and a MBA from the University of Miami.
Ileana Espinosa – SVP, US Production
Ileana entered the mortgage banking business in 1986. During the course of her career she has held multiple operational positions and gained extensive experience in all areas of the business, from origination to servicing. In 2012 she brought this knowledge and expertise to FEMBi. Currently, Ileana oversees all mortgage operations in the US mainland and is dedicated to providing an exceptional customer experience by ensuring effective communication throughout the organization.
Michael Acevedo – SVP, Community Lending
Michael began his mortgage banking career 1995 and, in 2001, he joined the FEMBi family. Michael served as Vice President of the company in Puerto Rico where he managed the company’s retail loan production for over 10 years. In 2015, Michael relocated to South Florida and currently serves as SVP of Consumer Direct Production. His extensive knowledge of sales strategies and mortgage products has proven vital for FEMBi, as the company developed it’s social media and online marketing plans to focus on providing personalized service to Spanish speaking First Time Homebuyers.
Aileen Guzman – VP, PR Production
Aileen’s 30 years of experience as a mortgage professional help her to guide the company’s Puerto Rico sales force to success. Aileen manages all retail origination channels in addition to the homebuilder origination division for the company’s Puerto Rico operations. Aileen is also responsible for managing loan production in the company’s bilingual call center which handles mortgage transactions for borrowers in Puerto Rico and Florida. Aileen earned her BA in Marketing and Business Administration from the University of Puerto Rico.
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First Equity Mortgage Bankers, Inc. (FEMBi Mortgage) NMLS#162197, is a fully diversified mortgage bank. We finance the purchase and refinance transactions through Conforming, Non-conforming, FHA, VA, and USDA/Rural loans.
DISCLAIMER: FEMBi Mortgage has no affiliation with any government agencies or lenders. If you stop paying your mortgage, it may impact your credit.