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Terms of Use

Effective date: September 29, 2026

These Terms govern your use of websites operated by First Equity Mortgage Bankers, Inc., doing business as FEMBi Mortgage. By using our websites, you agree to them. We may change these Terms by posting a new version with a new effective date.

Not an offer to lend

Rates, programs and other information on our websites may change without notice and are not an offer or commitment to lend. All loans are subject to credit approval and program requirements.

Use of our websites

You may use our websites only for lawful purposes and may not copy or republish our content without our written permission. If you have an online account, keep your password confidential.

Your information

We handle information you send us as described in our Privacy Policy. Do not send your Social Security number or loan documents by regular email; use the secure portal your loan officer provides.

Text messaging (SMS)

If you agree to receive text messages from FEMBi Mortgage, we will send messages about your inquiry, application and loan. Consent is not a condition of any loan. Message frequency varies. Message and data rates may apply. Reply STOP to opt out or HELP for help, or call 800-360-3279 or email webmaster@fembi.com. Carriers are not liable for delayed or undelivered messages. See our Privacy Policy.

Third-party websites

We are not responsible for websites we link to that are operated by others.

No warranties; limitation of liability

OUR WEBSITES ARE PROVIDED “AS IS” WITHOUT WARRANTIES OF ANY KIND. TO THE EXTENT PERMITTED BY LAW, FEMBi MORTGAGE IS NOT LIABLE FOR DAMAGES ARISING FROM YOUR USE OF OUR WEBSITES. This does not limit your rights under your loan documents or applicable law.

Indemnification

You agree to indemnify FEMBi Mortgage and its directors, officers, employees and agents against claims arising from your misuse of our websites or violation of these Terms.

Governing law

These Terms are governed by Florida law. Claims must be brought in the federal or state courts in Miami, Florida.

General

Your loan documents control over these Terms for your loan. If any part of these Terms is unenforceable, the rest remains in effect.

Contact us

FEMBi Mortgage, 9300 S Dadeland Blvd, Suite 500, Miami, FL 33156
800-360-3279 · webmaster@fembi.com

NMLS #162197 · Equal Housing Lender

Home → 

Terms of Use

Effective date: September 29, 2026

These Terms govern your use of websites operated by First Equity Mortgage Bankers, Inc., doing business as FEMBi Mortgage. By using our websites, you agree to them. We may change these Terms by posting a new version with a new effective date.

Not an offer to lend

Rates, programs and other information on our websites may change without notice and are not an offer or commitment to lend. All loans are subject to credit approval and program requirements.

Use of our websites

You may use our websites only for lawful purposes and may not copy or republish our content without our written permission. If you have an online account, keep your password confidential.

Your information

We handle information you send us as described in our Privacy Policy. Do not send your Social Security number or loan documents by regular email; use the secure portal your loan officer provides.

Text messaging (SMS)

If you agree to receive text messages from FEMBi Mortgage, we will send messages about your inquiry, application and loan. Consent is not a condition of any loan. Message frequency varies. Message and data rates may apply. Reply STOP to opt out or HELP for help, or call 800-360-3279 or email webmaster@fembi.com. Carriers are not liable for delayed or undelivered messages. See our Privacy Policy.

Third-party websites

We are not responsible for websites we link to that are operated by others.

No warranties; limitation of liability

OUR WEBSITES ARE PROVIDED “AS IS” WITHOUT WARRANTIES OF ANY KIND. TO THE EXTENT PERMITTED BY LAW, FEMBi MORTGAGE IS NOT LIABLE FOR DAMAGES ARISING FROM YOUR USE OF OUR WEBSITES. This does not limit your rights under your loan documents or applicable law.

Indemnification

You agree to indemnify FEMBi Mortgage and its directors, officers, employees and agents against claims arising from your misuse of our websites or violation of these Terms.

Governing law

These Terms are governed by Florida law. Claims must be brought in the federal or state courts in Miami, Florida.

General

Your loan documents control over these Terms for your loan. If any part of these Terms is unenforceable, the rest remains in effect.

Contact us

FEMBi Mortgage, 9300 S Dadeland Blvd, Suite 500, Miami, FL 33156
800-360-3279 · webmaster@fembi.com

NMLS #162197 · Equal Housing Lender

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 First Equity Mortgage Bankers, Inc. (FEMBi Mortgage) NMLS#162197, is a fully diversified mortgage bank. We finance the purchase and refinance transactions through Conforming, Non-conforming, FHA, VA, and USDA/Rural loans.

DISCLAIMER: FEMBi Mortgage has no affiliation with any government agencies or lenders. If you stop paying your mortgage, it may impact your credit.

 

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