Thank you for choosing to apply online with FEMBi Mortgage. The application process is handled on a secured server in order to ensure your privacy.  The application is very user friendly, but if there is any question that you are unsure about, please skip it and we can discuss it when we speak. Before you proceed, we invite you watch this short Home Buying process video. If you are ready to apply, please click Next below the video. 

To make this process as quick and easy as possible, here is what you will need to get started.


Home Purchase V. Refinance

If you are looking to buy a home, please refer to our documentation checklist and have those documents handy as you fill out your application. If you would like to refinance your current mortgage, ask yourself what the primary reason you would like to do so is. Is it to lower your monthly payment, to pay off your mortgage faster, or maybe take cash out of your home? Keep this in mind as you fill out your application.


Borrower Information

Include the full name and contact information for you and a co-borrower (if applicable). Please make sure the information is as accurate and current as possible.



You will need to include income information and provide two years’ worth of employment history.


Assets & Liabilities

You will only need to provide the name of the depository institution and the current balance. We can obtain your account numbers at a later time. Only state liabilities that may not be present on your credit report.


Copyright © 2022 All Rights Reserved.
First Equity Mortgage Bankers, Inc. (FEMBi Mortgage) NMLS#162197, is a fully diversified mortgage bank. We finance the purchase and refinance transactions through Conforming, Non-conforming, FHA, VA, and USDA/Rural loans.

DISCLAIMER: FEMBi Mortgage has no affiliation with any government agencies or lenders. If you stop paying your mortgage, it may impact your credit.