Senior Vice President – Community Lending
MORTGAGE LOAN OFFICER SINCE 1995
SENIOR VICE PRESIDENT FEMBi SINCE 2001
FLORIDA STATE – Lic. # 31045
PUERTO RICO – Lic. #119
He has studies in the Marketing and Business Administration from the University of Puerto Rico and is a graduate of the Specialized Military Institute in Havana, Cuba. His professional career in mortgage banking began in 1995. He joined the family of FEMBI Mortgage in February 2001 as Vice President of Operations of Fembi Puerto Rico, since then he has overseen the marketing, administration and secondary market divisions. In 2014, he developed “FEMBI 7 Express”, specializing division in providing a unique and personalized service to the real estate professionals in Puerto Rico. With this division, FEMBI PUERTO RICO is recognized as BANK OF THE YEAR and he, the BANKER OF THE YEAR. In 2015, FEMBI MORTGAGE faced a great challenge to expand the Hispanic market in Florida, using its sales strategies and extensive knowledge of mortgage products. He has created a program on social media for the Hispanic community that are First Time Home-Buyers where he guides and educates them about the process of how to buy their first property. The program has more than 30 thousand followers and is known in social networks as “My Favorite Banker” It has a portfolio of closed clients in the last 23 years of more than $400, 000,000 million. He has been awarded by different organizations such as: In the year 2000, Young Banker of the Mortgage Industry. In 2004, Executive of the Year, in 2005 the Caribbean Business newspaper awards him the “Who’s Who in the Marketing” award in mortgage industry, Who’s Who International also gives him recognition for his career in the Puerto Rico. In the last 17 years he has been recognized more than 15 times as Top Producer of FEMBI.
Michael has been married for 19 years, his great treasures are his three children and his granddaughter, he enjoys exercising, playing golf, soccer and sharing with his family.
The values I bring
With extensive credibility in the Hispanic market and intimate knowledge of mortgage products, I make it possible to find the best financing option available for each client.
The support I give you
I provide a personalized service, step-by-step orientation, and strive to achieve the goal of each of my clients, which is to realize their dream of buying their property.
Our entire organization is committed to providing excellent service and thorough guidance to make the process fast and easy. We want to exceed your expectations.
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First Equity Mortgage Bankers, Inc. (FEMBi Mortgage) NMLS#162197, is a fully diversified mortgage bank. We finance the purchase and refinance transactions through Conforming, Non-conforming, FHA, VA, and USDA/Rural loans.
DISCLAIMER: FEMBi Mortgage has no affiliation with any government agencies or lenders. If you stop paying your mortgage, it may impact your credit.
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